Interest rates remain top of mind for homebuyers in the new year, especially after years of volatile swings driven by inflation and Federal Reserve rate fluctuations. The past year drove rates down, ...

If you’ve been waiting for mortgage rates to drop significantly, 2026 may not bring major relief — but there is good news. Zonda’s economists forecast that rates will stay in the low-6% range for most ...

The mortgage rate “lock-in” effect has been hotly debated. Experts have vehemently disagreed on the timing, drivers and implications of mortgage rate lock-in. This effect is explained as a phenomenon ...

As the U.S. housing market heads into 2026, mortgage rates are projected to decline slightly but remain high enough to keep affordability a challenge for many prospective buyers. Following a volatile ...

The recent imposition of tariffs by Donald Trump has created a significant impact on financial markets, leading to a decline in both stock markets and bond yields. This decline has had a direct effect ...