Abstract: In today’s modern era, digitalization is viewed as a prospect to reach higher productivity levels and mass customization of products. The age of the digital era enhances industry 4.0 ...
Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...
J. William Carpenter is an economist who writes financial topics. He is an author of published works for higher education and business clients. Suzanne is a content marketer, writer, and fact-checker.
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